Personal Insurance

Vision and Dental Insurance

Prioritize your eye and oral health with our specialized Vision and Dental Insurance. Regular eye check-ups and dental care are essential components of overall well-being. Our insurance policies are designed to cover routine exams, prescription eyewear, dental cleanings, and other preventive services. Invest in your health and enjoy the benefits of clear vision and a bright smile.

Our Vision and Dental Insurance plans offer flexibility, allowing you to choose from a network of providers or maintain the freedom to visit the healthcare professionals of your choice. From coverage for eyeglasses and contact lenses to preventive dental treatments and major dental procedures, our policies are comprehensive and affordable.

Dental insurance is crafted to cover a portion of the expenses associated with dental care. Various types of individual, family, or group dental insurance plans fall into three main categories: (1) Indemnity, commonly known as dental insurance, enabling you to visit any dentist accepting this coverage; (2) Preferred Provider Network dental plans (PPO); and (3) Dental Health Managed Organizations (DHMO), where you are either assigned or choose an in-network dentist or dental office to utilize the benefits within that network.

Typically, dental offices have a fee schedule outlining the prices for their dental services or procedures. Dental insurance companies also maintain similar fee schedules, generally based on Usual and Customary dental services, reflecting the average fees in your area. The fee schedule serves as the transactional tool between the insurance company, dental office or dentist, and the consumer.

At LRM Insurance Services, Inc., we understand the importance of maintaining good vision and oral health. Our Vision and Dental Insurance options cater to individuals and families, ensuring that access to quality eye and dental care remains within reach. Explore our plans and take proactive steps towards a healthier, happier you.